Tue, December 06, 2022

a. Regarding Life Certficate of migrated Pensioners from Banks/DPDOs.       b. Important information to SPARSH Migrated Pensioners.       c. Feedback on SPARSH during SPARSH Outreach.       d. Instructions for pensioners migrated to SPARSH for annual life certificate.       e. Important Notice:- Pensioner Migrated on SPARSH       f. List of Pensioners whose Identification is Due on SPARSH, as on 17.10.2022.      


Pension Payment

Guidelines for PDAs

Commutation Of Pension/Restoration of Commuted Pension

Every pensioner is eligible to commute a portion of his pension (excluding personal pension) for a lump sum payment i.e. commuted value of pension.

The portion of pension as specified below may be commuted based on the findings of Release Medical Examination (RME) or Release Medical Board (RMB)/Invaliding Medical Board (IMB) without undergoing a further medical examination in case it is applied for within one year of the date of retirement. Thereafter, commutation is subject to being declared fit by a Commutation medical board and its findings will be taken into account for commutation purposes.

  1. One third of basic pension in case of Civilian pensioner prior to 1.1.96, 40% w.e.f. 1.1.96.
  2. 43% of basic pension in case of Defence Commissioned Officer.
  3. 45% of basic pension in case of Personnel Below Officer's Rank (PBOR).

The reduction in the amount of pension on commutation will become operative from the date of receipt of the commuted value by the pensioner or at the end of three months after issue of authority for payment, whichever is earlier. If the pension is drawn through Bank, the reduction in pension becomes operative from the date of credit of the amount in the Bank Account.

The commuted portion of pension will be restored after completion of 15 years as follows:-
  1. Where the commuted portion of pension, i.e., commuted value has been notified along with the pension, the commuted amount should be restored after 15 years from the date of retirement.
  2. In all other cases, where commutation led to a deduction in the second or subsequent month, 15 years will be reckoned from the date of reduction of the amount of pension.
  3. Where the applicant feels that the medical authority while refusing commutation on medical grounds or making addition of years to his actual age has committed an error of judgment, he shall be eligible for second medical examination, provided he makes an appeal within one month of the receipt of medical report from the medical authority.

    In case the pensioner has been refused commutation on medical grounds or if he, having once declined to accept commutation on the basis of addition of years to his actual age, recommended by the medical authority, applies for a second medical examination, such medical examination will be held after one year of the first medical examination.

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  • The information provided on this web site is based on relevant Govt. orders/Army Instructions/Army orders. However, contents of this web site cannot be quoted as authority in any of the correspondence with the office of the Principal Controller of Defence Accounts (Pensions) or with any other organisation.
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